Contact Information
Joe Spies Vancouver/Portland, ,
Cell: 360-521-6761
|
|
If you have been turned down for financing in the past we are here to help!
Our qualifying process is not based only on credit and down payment.
The financial institution we use bases their qualifying process on Value of home, your stable income and will you make your payments. This is not an interest only loan, arm or balloon loan.
This is a fixed loan with no prepayment penalty, you can refi at any time. All underwritingand processing is comleted inhouse so the process is very quick. These are private funds so if you are approved, your approved no more loans falling apart three to four weeks into a transaction.
The inventory on this site qualifies for this program. If you do not see a home you want,
fill out the property request form and you will be contacted buy the sales staff. We will find you a home that fits both the institutions criteria and yours.
Please fill out questionare
If the homes we currently have in invintory will not work for you. Please fill out the questionare so we can find a home that will suite your needs.
Things you need to keep in mind
-
Homes must be 75% of current market value.(You may put more money down to acceve this)
-
Closing costs are typically around 6k
-
No Pre-payment penalties
-
If you work with an outside broker you will be required to pay their commission
-
Interest rate is around 9.5% amortized over 30 years
-
This program is available in Oregon and Washington
|
|
Last Updated ( Monday, 08 December 2008 )
|
|
